Saturday, April 5, 2008

Foreclosures and State Response...Come On Florida...What Are You Going to Do???

Daily Real Estate News April 4, 2008

States Enact Roadblocks to Foreclosure

States are responding aggressively and ahead of the federal government in helping home owners avoid foreclosure.Here's what some states have been doing:

Ohio has contracted with more than 1,000 attorneys to work with borrowers free of charge to block foreclosures.

Illinois is considering a bill that would impose a 60-day moratorium on some foreclosures.

Maryland has enacted emergency legislation to give borrowers at least 150 days to cure defaults, effectively creating a short-term moratorium on foreclosures.

Minnesota is considering requiring lenders to honor a borrower’s request for a 12-month deferment.

Beginning May 1, borrowers in Massachusetts will have 90 days to cure any defaults before their mortgage company can foreclose.

The Mortgage Bankers Association opposes foreclosure moratoriums.Source: The Wall Street Journal, Ruth Simon and Amy Merrick (04/04/08)

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